Who we are

Vision, Objectives and Core Values towards a better service provider.

ARDCI NGO Group, Inc. is an offshoot of a medium term development project for Catanduanes known as the Catanduanes Agricultural Support Program (CatAg), conceptualized by the province’s Department of Agriculture and funded by the European Union and the Philippine Government.

It is a membership-based, non-stock and non-profit organization registered with the Securities and Exchange Commission on September 11, 1998.

The company has recently changed business name from ARDCI NGO Group, Incorporated, to ARDCI MICROFINANCE, INCORPORATED. In compliance to the Microfinance NGO Act or R.A. 10693 and by the majority vote of the Board of Trustees and by the vote of two-thirds of the members of the corporation, the change of name was adopted April 18, 2017 and came into effect on August 23, 2017.

ARDCI Subsidiaries

ARDCI offers various loan products to its members. It endeavours to achieve a long-term and mutually beneficial relationship with its micro-enterprise members through the provision of responsive, quality, and timely loan products.

ARDCIBank Inc. – A Rural Bank
ARDCI Corporate Inn
ARDCI Prime Security Services


A forerunner in grassroots-led delivery of sustainable development services for the empowerment of the poor in the Philippines.


We are a progressive and sustainable development institution providing financial and non-financial services to enterprenurial poor for an improved socio-economic well-being.


  1. To reach out to 100,000 enterprising poor in the Philippines
  2. To improve socio-economic conditions of members
  3. To provide proactive products and services to members
  4. To ensure financial sustainability of ARDCI
  5. To make ARDCI a happy and rewarding place to work in

Core Values

  • Excellence Driven
  • Integrity
  • Genuine concern for others
  • Humility
  • Teamwork