At ARDCI, we believe in providing accessible financial solutions to help you achieve your goals. Our Micro Loans offer easy access to funds with no collateral, no processing fees, and no hidden charges. With low interest rates, quick approval, and a maximum loanable amount of ₱300,000, we are committed to helping you achieve your financial goals.
Designed for family-based production, processing, marketing, or trading activities aimed at generating profit. This loan is tailored for small businesses and is within the borrower’s capacity to manage successfully.
A flexible, non-productive loan available for personal or household needs. Ideal for members who maintain good standing, this loan can be used for various purposes without restrictions.
A short-term loan offered to the spouse or common-law partner of an existing ARDCI member. This loan can be used for multiple purposes.
Available to members during their second loan cycle, offering financial assistance for the household or renovation of water facilities, sanitary toilets, and other health-related projects aimed at improving sanitation and hygiene.